SERVING CLIENTS SINCE 1955
Ottawa's trusted insurance broker
Home • Auto • Business • Life
Secure your future with confidence—whether you're protecting your home, business, or vehicle, Rowat Insurance is
here to help. Let’s get started today.
"Great Value - I've been a client for over 30 years and Rowat has always provided professional and courteous service."
ABOUT US
ABOUT US
ABOUT US
Decades of trusted insurance solutions
At Rowat Insurance, we offer expert advice, personalized service, and trusted coverage tailored to your needs. As an independent Ottawa-based brokerage, we work with top Canadian insurers to protect what matters most — home, auto, commercial, and life.
ABOUT US
Decades
of trusted insurance solutions
At Rowat Insurance, we’ve built our reputation on personalized service, expert advice, and dependable coverage tailored to your needs. As an independent, Ottawa-based brokerage, we work with top Canadian insurers to offer home, auto, commercial, and life insurance solutions that prioritize your protection and peace of mind. With decades of experience and a commitment to your satisfaction, we’re here to guide you through every step of your insurance journey.
ABOUT US
ABOUT US
Decades of trusted insurance solutions
Rowat Insurance is an independent Ottawa-based brokerage offering home, auto, commercial, and life coverage. We work with top Canadian insurers to deliver personalized service, expert advice, and protection you can trust.
EVERYTHING YOU NEED
EVERYTHING YOU NEED
EVERYTHING YOU NEED
EVERYTHING YOU NEED
Our services
Our services
Wherever life takes you—whether it's home, the highway, or the office—Rowat Insurance is here to protect what you value most, every step of the way.
Whether it's home, the highway, or the office—Rowat Insurance is here to protect what you value most.
Rowat Insurance is here to protect what you value most.
Whether it's home, the highway, or the office—Rowat Insurance is here to protect what you value most.
FAQs
FAQs
FAQs
Answering your questions
Got more questions? Send us a message below.
Got more questions?
Send us a message below.
What is a registered insurance broker?
A registered insurance broker is an independent, licensed professional who offers coverage from multiple insurers. In Ontario, brokers are regulated under the Registered Insurance Brokers Act.A registered insurance broker is an independent, licensed professional who offers coverage from multiple insurers. In Ontario, brokers are regulated under the Registered Insurance Brokers Act.
What is a registered insurance broker?
A registered insurance broker is an independent, licensed professional who offers coverage from multiple insurers. In Ontario, brokers are regulated under the Registered Insurance Brokers Act.A registered insurance broker is an independent, licensed professional who offers coverage from multiple insurers. In Ontario, brokers are regulated under the Registered Insurance Brokers Act.
What is a registered insurance broker?
A registered insurance broker is an independent, licensed professional who offers coverage from multiple insurers. In Ontario, brokers are regulated under the Registered Insurance Brokers Act.A registered insurance broker is an independent, licensed professional who offers coverage from multiple insurers. In Ontario, brokers are regulated under the Registered Insurance Brokers Act.
What is a registered insurance broker?
A registered insurance broker is an independent, licensed professional who offers coverage from multiple insurers. In Ontario, brokers are regulated under the Registered Insurance Brokers Act.A registered insurance broker is an independent, licensed professional who offers coverage from multiple insurers. In Ontario, brokers are regulated under the Registered Insurance Brokers Act.
What’s the difference between a broker and an agent?
Brokers work for you, not an insurance company. They compare policies across providers to offer unbiased advice and find the best coverage for your needs.
What’s the difference between a broker and an agent?
Brokers work for you, not an insurance company. They compare policies across providers to offer unbiased advice and find the best coverage for your needs.
What’s the difference between a broker and an agent?
Brokers work for you, not an insurance company. They compare policies across providers to offer unbiased advice and find the best coverage for your needs.
What’s the difference between a broker and an agent?
Brokers work for you, not an insurance company. They compare policies across providers to offer unbiased advice and find the best coverage for your needs.
How do I get a quote?
You can start with a quick or detailed quote form online, or contact our team directly for a personalized assessment.
How do I get a quote?
You can start with a quick or detailed quote form online, or contact our team directly for a personalized assessment.
How do I get a quote?
You can start with a quick or detailed quote form online, or contact our team directly for a personalized assessment.
How do I get a quote?
You can start with a quick or detailed quote form online, or contact our team directly for a personalized assessment.
What type of insurance do I need?
That depends on your lifestyle, assets, and risk level. Our brokers can help you determine the right coverage based on your personal or business needs.That depends on your lifestyle, assets, and risk level. Our brokers can help you determine the right coverage based on your personal or business needs.
What type of insurance do I need?
That depends on your lifestyle, assets, and risk level. Our brokers can help you determine the right coverage based on your personal or business needs.That depends on your lifestyle, assets, and risk level. Our brokers can help you determine the right coverage based on your personal or business needs.
What type of insurance do I need?
That depends on your lifestyle, assets, and risk level. Our brokers can help you determine the right coverage based on your personal or business needs.That depends on your lifestyle, assets, and risk level. Our brokers can help you determine the right coverage based on your personal or business needs.
What type of insurance do I need?
That depends on your lifestyle, assets, and risk level. Our brokers can help you determine the right coverage based on your personal or business needs.That depends on your lifestyle, assets, and risk level. Our brokers can help you determine the right coverage based on your personal or business needs.
How much coverage is enough?
It varies case by case. We’ll work with you to assess your risks and recommend coverage that offers adequate protection without overpaying.
How much coverage is enough?
It varies case by case. We’ll work with you to assess your risks and recommend coverage that offers adequate protection without overpaying.
How much coverage is enough?
It varies case by case. We’ll work with you to assess your risks and recommend coverage that offers adequate protection without overpaying.
How much coverage is enough?
It varies case by case. We’ll work with you to assess your risks and recommend coverage that offers adequate protection without overpaying.
Can I bundle my insurance policies?
Yes! Bundling home, auto, and other policies can save you money and simplify your coverage.
Can I bundle my insurance policies?
Yes! Bundling home, auto, and other policies can save you money and simplify your coverage.
Can I bundle my insurance policies?
Yes! Bundling home, auto, and other policies can save you money and simplify your coverage.
Can I bundle my insurance policies?
Yes! Bundling home, auto, and other policies can save you money and simplify your coverage.
What's a deductible?
A deductible is the amount you pay out of pocket before your insurance kicks in during a claim. Higher deductibles can lower your premium.
What's a deductible?
A deductible is the amount you pay out of pocket before your insurance kicks in during a claim. Higher deductibles can lower your premium.
What's a deductible?
A deductible is the amount you pay out of pocket before your insurance kicks in during a claim. Higher deductibles can lower your premium.
What's a deductible?
A deductible is the amount you pay out of pocket before your insurance kicks in during a claim. Higher deductibles can lower your premium.
What factors affect my insurance premium?
Your driving history, location, age, coverage type, vehicle or property value, and claims history all play a role.
What factors affect my insurance premium?
Your driving history, location, age, coverage type, vehicle or property value, and claims history all play a role.
What factors affect my insurance premium?
Your driving history, location, age, coverage type, vehicle or property value, and claims history all play a role.
What factors affect my insurance premium?
Your driving history, location, age, coverage type, vehicle or property value, and claims history all play a role.
What's the difference between liability and full coverage?
Liability covers damage you cause to others. Full coverage typically includes liability, collision, and comprehensive protection for your own vehicle.
What's the difference between liability and full coverage?
Liability covers damage you cause to others. Full coverage typically includes liability, collision, and comprehensive protection for your own vehicle.
What's the difference between liability and full coverage?
Liability covers damage you cause to others. Full coverage typically includes liability, collision, and comprehensive protection for your own vehicle.
What's the difference between liability and full coverage?
Liability covers damage you cause to others. Full coverage typically includes liability, collision, and comprehensive protection for your own vehicle.
Can I increase my coverage?
Yes, you can update or increase your coverage at any time to match your evolving needs.Yes, you can update or increase your coverage at any time to match your evolving needs.
Can I increase my coverage?
Yes, you can update or increase your coverage at any time to match your evolving needs.Yes, you can update or increase your coverage at any time to match your evolving needs.
Can I increase my coverage?
Yes, you can update or increase your coverage at any time to match your evolving needs.Yes, you can update or increase your coverage at any time to match your evolving needs.
Can I increase my coverage?
Yes, you can update or increase your coverage at any time to match your evolving needs.Yes, you can update or increase your coverage at any time to match your evolving needs.
How can I reduce my premium?
You can reduce your premium by bundling policies, increasing your deductible, installing safety features, maintaining a clean driving record, and reviewing your policy regularly.
How can I reduce my premium?
You can reduce your premium by bundling policies, increasing your deductible, installing safety features, maintaining a clean driving record, and reviewing your policy regularly.
How can I reduce my premium?
You can reduce your premium by bundling policies, increasing your deductible, installing safety features, maintaining a clean driving record, and reviewing your policy regularly.
How can I reduce my premium?
You can reduce your premium by bundling policies, increasing your deductible, installing safety features, maintaining a clean driving record, and reviewing your policy regularly.
What should I do after an accident or claim situation?
Contact us or your insurer right away. We’ll guide you through the claims process and help you submit everything correctly.
What should I do after an accident or claim situation?
Contact us or your insurer right away. We’ll guide you through the claims process and help you submit everything correctly.
What should I do after an accident or claim situation?
Contact us or your insurer right away. We’ll guide you through the claims process and help you submit everything correctly.
What should I do after an accident or claim situation?
Contact us or your insurer right away. We’ll guide you through the claims process and help you submit everything correctly.
What do I do if I need to make a claim after-hours?
Accidents don’t wait for business hours—and neither do we. That’s why we provide direct access to your insurance company’s emergency claims line, available 24/7. Reaching out to your provider right away ensures a faster, smoother claims process when it matters most.
What do I do if I need to make a claim after-hours?
Accidents don’t wait for business hours—and neither do we. That’s why we provide direct access to your insurance company’s emergency claims line, available 24/7. Reaching out to your provider right away ensures a faster, smoother claims process when it matters most.
What do I do if I need to make a claim after-hours?
Accidents don’t wait for business hours—and neither do we. That’s why we provide direct access to your insurance company’s emergency claims line, available 24/7. Reaching out to your provider right away ensures a faster, smoother claims process when it matters most.
What do I do if I need to make a claim after-hours?
Accidents don’t wait for business hours—and neither do we. That’s why we provide direct access to your insurance company’s emergency claims line, available 24/7. Reaching out to your provider right away ensures a faster, smoother claims process when it matters most.
GET A QUOTE
GET A QUOTE
GET A QUOTE
GET A QUOTE
Personalized coverage
starts here
Personalized coverage
starts here
Start your coverage
Personalized coverage
starts here
Start your coverage journey today—clear, quick, and tailored to you.
Start your coverage journey today—clear, quick, and tailored to you.
Coverage that's clear, fast, and tailored to your needs.
Start your coverage journey today—clear, quick, and tailored to you.
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Proudly protecting Canadian families, homes, and businesses—Rowat Insurance is here when you need us most. Contact us today!
Ottawa East
Mon-Fri 9:00am-5:00pm
Sat-Sun Closed
Ottawa West
Mon-Fri 9:00am-5:00pm
Sat-Sun Closed
Proudly protecting Canadian families, homes, and businesses—Rowat Insurance is here when you need us most. Contact us today!
Ottawa East
Mon-Fri 9:00am-5:00pm
Sat-Sun Closed
Ottawa West
Mon-Fri 9:00am-5:00pm
Sat-Sun Closed
